General Eligibility Criteria (PMAY-Urban)
Income Groups:
EWS (Economically Weaker Section): Annual income up to ₹3,00,000.
LIG (Low Income Group): Annual income ₹3,00,001 to ₹6,00,000.
MIG-I (Middle Income Group-I): Annual income ₹6,00,001 to ₹12,00,000.
MIG-II (Middle Income Group-II): Annual income ₹12,00,001 to ₹18,00,000.
No Existing Home: Applicant or family members should not own a pucca (all-weather) house in any part of India.
Family Definition: A beneficiary family consists of husband, wife, and their unmarried children.
Property Location: Must reside in a city/town covered under the PMAY scheme.
No Previous Benefits: Cannot have availed benefits from other government housing schemes.
Female Ownership (for EWS/LIG): The house should ideally be in the name of the female head, or jointly with the male head; otherwise, a single male member can own if no adult female exists.
