The Chief Minister’s Jan Awas Yojana (CMJAY) is an affordable housing initiative launched by the Government of Rajasthan with the objective of providing safe, dignified, and affordable homes to the Economically Weaker Section (EWS) and Low-Income Group (LIG) families. The scheme strongly supports the national vision of “Housing for All” by ensuring that urban and semi-urban residents with limited income can fulfill their dream of owning a home.
CMJAY focuses on developing planned residential housing projects with basic infrastructure and modern amenities at subsidized and regulated prices. These housing projects are developed either by Rajasthan Housing Board (RHB), Urban Local Bodies (ULBs), or in partnership with private developers, under government guidelines.
The scheme ensures transparency, fair allocation through registration, and accessibility to beneficiaries through government-supported home loans. Eligible applicants are required to meet income criteria and should not already own a residential house in their name or in the name of any immediate family member.
Key Benefits of CMJAY
One of the biggest advantages of CMJAY is affordability. Homes are priced significantly lower than market rates, making them accessible to low-income families. Beneficiaries can avail up to 90% home loan financing from government banks and housing finance institutions, reducing the financial burden on buyers.
Other major benefits include:
- Well-planned housing units with proper roads, water supply, drainage, and electricity.
- Modern amenities such as parks, community spaces, children’s play areas, and security features.
- Transparent allotment process through registrations and draw systems.
- Government-backed credibility, ensuring trust and reliability.
- Support for first-time homebuyers, especially daily wage earners, service-class families, and informal sector workers.
- The scheme also promotes urban development, reduces slum growth, and improves the overall quality of life for economically weaker sections.
Cities Covered Under CMJAY
CMJAY housing projects are developed across multiple cities and towns in Rajasthan, focusing on areas with growing housing demand. Projects are launched in major cities as well as emerging urban centers, ensuring wider reach and accessibility.
Key cities include:
Bhiwadi
Neemrana
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bharatpur
Sikar
Sri Ganganagar
Apart from major cities, CMJAY also extends to smaller towns and developing urban areas, helping balance urban expansion and reduce migration pressure on metro cities.
The Chief Minister’s Jan Awas Yojana (CMJAY) is a people-centric housing scheme that plays a crucial role in improving living standards for low-income families in Rajasthan. By offering affordable homes, easy loan access, and modern infrastructure, CMJAY not only fulfills housing needs but also strengthens social and economic stability. It stands as a strong step toward inclusive urban growth and a more secure future for thousands of families across the state.
